Disclaimer

1. Introduction

Welcome to PayZap (“Company,” “we,” “our,” or “us”). This Disclaimer governs your use of our website, mobile application, and related services (collectively referred to as the “Platform”). By accessing or using PayZap, you agree to this Disclaimer, our Terms & Conditions, and our Privacy Policy.

This Disclaimer is intended to clearly define the limitations of our responsibility, the nature of our services, and the expectations you should have when using PayZap. It ensures transparency and protects both our users (“you,” “your,” “customer”) and our organization from misunderstandings or misuse of information.

Please read this Disclaimer carefully. If you do not agree with any part of it, you must discontinue using our Platform immediately.

2. No Financial or Legal Advice

The information, tools, and resources provided through PayZap are for general informational and transactional purposes only. While we aim to provide accurate, reliable, and updated information, we do not provide financial, investment, tax, or legal advice.

Any financial decision you make based on information from our Platform is at your own risk. We strongly recommend that you seek independent professional advice from qualified financial advisors, accountants, or legal experts before making decisions that may impact your financial health.

3. Nature of Services

PayZap is a digital payment and financial services platform designed to help users make transactions, pay bills, recharge accounts, and access selected third-party services. However:

  • We do not act as a bank, financial institution, or investment firm.
  • We do not guarantee the approval, success, or availability of services offered by third parties.
  • We are not liable for decisions made solely based on information or suggestions provided on our Platform.

The use of PayZap services is entirely at your discretion and risk.

4. Accuracy of Information

While we strive to keep all information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the accuracy, completeness, reliability, or availability of any content on PayZap.

This includes but is not limited to:

  • Transaction details and records.
  • Third-party offers, pricing, or promotions.
  • Financial tools, calculators, or projections.
  • Educational blogs, articles, or resources.

Any reliance you place on such information is strictly at your own risk.

5. No Guarantees or Warranties

PayZap is provided on an “as is” and “as available” basis. We do not guarantee that:

  • The Platform will always be uninterrupted, secure, or error-free.
  • Transactions will always be processed without delays or failures.
  • Third-party services accessed through PayZap will meet your expectations.
  • Content or information will always be updated, accurate, or relevant.

To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including but not limited to:

  • Warranties of merchantability.
  • Fitness for a particular purpose.
  • Non-infringement.

6. Limitation of Liability

Under no circumstances shall PayZap, its directors, employees, affiliates, or partners be liable for:

  • Direct, indirect, incidental, or consequential damages.
  • Loss of profits, revenue, or data.
  • Damages resulting from unauthorized access, cyberattacks, or technical issues.
  • Any delays, errors, or failures caused by third-party service providers, payment networks, or financial institutions.

By using PayZap, you agree that your sole remedy in case of dissatisfaction is to stop using our Platform.

7. Third-Party Links and Services

PayZap may provide links to third-party websites, services, or applications. These are offered for convenience and informational purposes only. We:

  • Do not endorse or control the content, policies, or practices of third-party websites.
  • Are not responsible for losses, damages, or issues arising from your use of third-party services.
  • Encourage you to read the Terms and Privacy Policies of third-party providers before engaging with them.

Transactions made with third-party service providers via PayZap are solely between you and the respective provider.

8. Security and Fraud Disclaimer

We implement reasonable security measures to safeguard user information and transactions. However:

  • No online platform can guarantee 100% protection against hacking, phishing, malware, or unauthorized access.
  • Users are responsible for maintaining the confidentiality of their login credentials and for ensuring secure internet practices.
  • PayZap is not liable for losses resulting from compromised accounts due to negligence, weak passwords, or sharing of credentials.

If you suspect fraud or unauthorized activity, please contact us immediately.

9. Regulatory and Compliance Disclaimer

PayZap operates in compliance with applicable financial, legal, and regulatory frameworks. However:

  • Regulatory requirements may vary depending on your jurisdiction.
  • It is your responsibility to ensure that your use of PayZap complies with the laws applicable in your country or region.
  • We cannot be held responsible if you use our Platform in violation of local, state, or national laws.

10. No Responsibility for User Actions

PayZap provides tools and services, but how you use them is entirely your responsibility. We are not responsible for:

  • Errors in payment details entered by you.
  • Transactions made to the wrong recipient.
  • Losses due to delays caused by user inaction or misinformation.
  • Unauthorized activities carried out from your account due to negligence.